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Our Model for Impact

housing icon

Neighborhood Development

Economic opportunity is deeply rooted in neighborhood conditions. When people have access to safe and affordable homes, they enjoy better health, education, earnings and other measures of well-being. Yet an affordable housing crisis has been unfolding for years, disproportionally impacting many households of color.

At JPMorgan Chase, we are committed to advancing racial equity and economic inclusion for households of color using our business, philanthropy, policy and research expertise. Our $400 million, five-year commitment is focused on promoting housing stability and improving housing affordability for Black, Latinx and other households of color.


Housing Stability

Housing Stability

Providing housing stability for Black and Latinx households by helping to minimize evictions and foreclosures, advancing policies that provide immediate relief and improve the resiliency of cost-burdened households, supporting nonprofit housing providers, and preserving properties at risk of losing affordability.

Housing Affordability

Housing Affordability

Improving housing affordability and wealth creation by backing innovative housing solutions, supporting policy reforms to remove barriers to production and equitable access, providing financing for the production and presentation of housing near opportunities, promoting policies and financing for pathways to homeownership and advancing local, comprehensive housing plans.


The JPMorgan Chase
PolicyCenter released new data-driven policy recommendations to improve household stability weakened by the pandemic and increase the availability of and equitable access to affordable housing for renters and homeowners, particularly Black and Latinx households.


Our $30 billion commitment to advance racial equity will:






Additional home purchase loans for Black and Latinx households by committing $8 billion in mortgages.


Black and Latinx households achieve lower mortgage payments through refinancing loans by committing up to $4 billion in refinancing loans.


Affordable rental units by providing $14 billion in new loans, equity investments and other efforts to expand affordable housing in underserved communities.

Stories and Insights